Commercial Financing

UIF offers Faith Based financing for Masjids and Professional Offices

Commercial Real Estate Financing

commercial financing map

UIF offers Faith Based financing for including but not limited to professional offices, multi-family dwellings and retail plazas and is available in some states. To maintain Shariah compliance, there is no note or mortgage. Visit our FAQ Page to find answers to more Commercial Islamic Finance questions.

The Ijara Method for Commercial Financing

We use the Ijara-wa-Iqtina, “lease-to-own,” method for purchase and replacement financing.

The maximum transaction is $1,350,000 for commercial real estate. At this time we do not finance development, construction, hotels, gas stations or vacant land.

Community Center Real Estate Financing


(additional states can be considered upon request)

These funds are available both for purchases and for the replacement of existing financing for most types of buildings however we do not finance construction or vacant land.

Qualified Communities

  • 501(c)3 Organization
  • 40% equity either in real estate or cash
  • Three years of financial including balance sheet and income and expense statement
  • Three qualified personal guarantors

Transaction Amounts

Up to $1,350,000.


Maximum term of 20 years.

Commercial Lease to Own Fatwa

You may download the Commercial Lease to Own fatwa below as a PDF.

Commercial Lease to Own Fatwa

Application Forms & Information